ProductFabrick Advice

Fabrick Advice

Real-time risk analysis of transactions exempted from SCA - Strong Customer Authentication to optimise the conversion rate.

Risk analysis management for preventing frauds

Optimised Transaction Risk Analysis (TRA)

Real-time risk analysis based on artificial intelligence (AI) and machine learning optimises control processes, leveraging the opportunities offered by PSD2.

Increased conversion rates

Leveraging SCA exemptions, the solution directly targets conversion rates and maximises sales.

Double payment verification

The platform performs an initial check on transactions with low levels of fraud risk and then runs a second analysis to secure the transaction from potential chargebacks.

Improved customer experience

Efficient exemption management provides a seamless payment experience, reducing time at checkout and optimising customers’ shopping experience.

Pre-authorisation fraud analysis

After Fabrick Advice’s analysis, transactions that can be exempt from SCA are assigned a risk level indicator. According to the degree of risk, the indication can be to not capture the payment, apply SCA or switch to Guaranteed payments' second security check.

STEP 1

Initial assessment of transaction eligibility.

STEP 2

Pre-authorisation payment analysis.

STEP 3

"Fraud", "3DS2 suggested", "Request for exemption" outcome.

STEP 4

Exempt transactions accepted by the issuer are sent to Fabrick Guaranteed Payment for a second assessment.

STEP 1

Initial assessment of transaction eligibility.

STEP 2

Pre-authorisation payment analysis.

STEP 3

"Fraud", "3DS2 suggested", "Request for exemption" outcome.

STEP 4

Exempt transactions accepted by the issuer are sent to Fabrick Guaranteed Payment for a second assessment.

Latest insights

Integrating PISP services into the ERP system: invoice and payment reconciliation on a single platform

Digitising your business does not end with ERP: it ends when the gaps between systems disappear, especially at the point of payment. Integrating Pay by Bank via PISP is an opportunity to close the loop: invoicing, payment and reconciliation in a single digital chain, without relying on files or manual tasks.

30 December 2025

Why Open Finance and Embedded Finance are transforming the Energy & Utilities sector in the UK

What characterises the energy and utilities sector in the United Kingdom? What financial challenges do companies operating in the utilities sector face? And how can open finance and embedded finance help address the growing complexity of the UK energy market?

23 December 2025

Open Banking in 2026: Trends and What to Expect

Open banking is increasingly viewed as the first step toward open finance and a catalyst for the era of embedded finance. As this happens, the line between “open banking”, “open finance” and “embedded finance” is becoming more blurred. For customers, the outcome is a smoother, more invisible financial layer; for banks and platforms.

17 December 2025

Would you like more details about this product? Please fill out the form.

Contact our specialists to identify the most suitable solution for your needs.

2

Contact Information

3

Solutions of Interest