This product is not available in the UK. Fabrick provides this solution only in Italy. If your business has a registered office in Italy and you would like more information, you can contact us here.
Optimise companies' workflows through the digitisation of processes and the use of innovative risk assessment models, covering the entire credit granting process.
The automatic verification of the customer's identity takes place thanks to innovative identification technologies and methods (i.e., video selfie, SPID, PSD2 + Check IBAN, ...). Data entry is minimised by retrieving information from external databases and OCR of identity documents.
Requests can be initiated by the customer regardless of the channel used (i.e., physical channel, smartphone, website, ...) and are accepted or rejected through automatic incremental checks.
The use of innovative scoring engines, enhanced by PSD2 and AI technologies, allows for an accurate and democratic analysis and evaluation of the customer and ensures better identification and segmentation of virtuous customers.
Rules for the automatic approval of practices in line with credit policies. “By exception” management in case of borderline loan requests.
Supporting companies' cash flows, by allowing them to receive the amount of invoices before they are actually collected.
This is how an advance invoice process works:
The company signs the contract for the advance on invoices and the bank simultaneously opens a credit line.
The company issues and transmits invoices to its customers via SDI following the provision of certain services. Among these, it chooses those to present for the advance to your bank.
The bank carries out checks on the invoices that can be advanced and makes a decision on the method and amount of advance payable for each individual invoice.
The advance granted is disbursed by the bank.
Through the Fabrick platform, the company can digitally manage any requests for extensions, voluntary extinguishments (partial or total), or any additions to the amount.
It provides easy consultation of company reports, advance and prepaid invoices.
Allows for the uploading of invoices in standard XML format or image, even via smartphone.
It guides the user in drawing up the advance request, with the possibility of adding a digital signature before sending it to the bank.
Automatically stores the counterparts included in uploaded invoices and allows all events related to the advance process to be displayed in real time by setting alerts and notifications.
It is possible to request an extension, the partial or total repayment, or the increase of the amount of existing advances in a quick and simple way.
Contact our specialists to identify the most suitable solution for your needs.