Among the most disruptive technological elements of the last decade that have revolutionised our user experience is biometrics, whose large-scale application to smartphones, and beyond, has paved the way for other areas as well, not least that of payments.

When managing financial assets, it is crucial to know how to choose the ideal tools according to individual needs. Today, players in this field have different solutions at their disposal that can be applied separately or in combination to achieve their clients' investment and planning goals.

Collaboration among cross-industry players on the Fabrick platform and the crossing of financial and non-financial data enable the development of new use cases and business models, accelerating growth and creating new value for customers.

Payment tokenization supports businesses to make the most of an efficient payment processing infrastructure while keeping costs down and optimising authorisation rates and performance.

Artificial Intelligence is the ability of a machine to perform tasks by replicating human intelligence. What are the main areas of application of AI in payments and how fast is this market growing?

Buy Now Pay Later (BNPL) is a growing global trend many businesses have adopted in their payment offering for their Ecommerce.

Fashion is among the sectors that can benefit the most from the innovative solutions offered by payment orchestration platforms.

In the late 1990s and early 2000s, some companies started offering their software solutions in the 'as-a-Service' formula. Today, thanks to the changes introduced by PSD2, banking services can also be provided in this mode.

The digitisation of the Chinese population has strongly involved both digital and physical payments, which translates into a huge purchasing potential regarding digital payment platforms not only in the domestic market but around the rest of the world. What are the most popular alternative payment systems for the Chinese audience?

Banking and Financial services firms have long been reluctant to make the most of the potential of digital technology, however they are increasingly using digital technology to change.

The concept of blockchain has been holding stage for a long time in many media that address issues related to the innovation of digital payments. How can this decentralised technology revolutionise the world of finance?

What are the main solutions companies operating in the catering and hospitality sectors can rely on to remain competitive in an increasingly digital and open market?

P2P payments via apps and digital wallets are increasingly used for transferring money between people due to their ease of use and low cost. What exactly are P2P payments and how do they impact companies' business models?

Market growth trends are a clear indicator of customers’ payment preferences at the moment around the world. Ecommerce transactions can be Customer Initiated (CIT) or Merchant Initiated (MIT), some of which are Card On File (COF). Discover more.

After a long await, on 28 June 2023, the European Commission announced a wide-range package of proposals to amend and modernise PSD2 with a third Payment Services Directive (PSD3), introduce a brand-new Payment Services Regulation (PSR), advance a new framework for financial data access (FIDA) and set out a framework for a possible new digital form of the euro (Digital Euro).

The integration of financial products in non-financial customer journeys can become a strategic asset for companies to streamline their processes, scale internationally, and evolve their business models.

The number of failed transactions can be significantly narrowed by implementing the right payment processing platform based on smart routing.

A payment orchestration platform helps merchants prevent fraud, maximise conversions and reduce failed transactions.

Open Banking stems from the EU initiative to develop an open and collaborative financial ecosystem: the PSD2.

PSD2 is the European Payment Services Directive that enabled the rise of Open Banking, revolutionising the world of payments.

The European PSD2 directive introduced a new category of entities, TPPs (Third Party Providers), authorised to access bank data to provide financial and payment services.

Payment orchestration handles all aspects of recurring payments and effectively answers to the payment needs of subscription Ecommerce businesses.

APIs are an essential element for Open Banking and Open Finance, enabling PSD2 to transform the banking sector.