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Dive deeper into transactional data and create value-added services
Fabrick Pay by Bank
Accept A2A payments with the Fabrick licence
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Mastering end-to-end payments
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Enhance your payment management system and your information flows
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Accept payments on your website and app
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Leveraging SCA exemptions with real-time risk analysis
Fabrick Guaranteed payments
Secure payments with post-authorisation fraud checks and chargeback guarantee
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Get pre-reconciled credits directly into your account
Fabrick Financial Split Payments
Optimize incoming payment collection and splitting among all stakeholders
Unlocking banking services for businesses
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Offer quick and easy loans
Fabrick Smart Banking
Create a customised app where digital payment services can be integrated
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IndustryCustomer storiesBBVA

Everyday banking services simplified

The commission-free online checking account resulting from the collaboration between Fabrick and BBVA.

BBVA

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BBVA offers a commission-free online account experience. It offers a fully digital, easy-to-use, transparent and convenient banking solution to meet customers' everyday financial needs.

BBVA's experience

“The strategic alliance with Banca Sella and Fabrick, a Sella group company recognized for its experience and credibility in the Italian market, was a powerful element in launching our tax payment proposal for Italian users. This alliance makes our pioneering vision, in which we combine our strengths and experience to provide our customers with the best possible experience tangible"

Javier Lipúzcoa

Head of Digital Banking of BBVA in Italy

The solution

BBVA has integrated solutions to manage local payments, i.e. those characteristic of a particular geographic area.

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Local payments

Local payments that can be integrated via API to increase selling opportunities and to enhance customer experience.

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Results

The partnership between BBVA, Fabrick and Banca Sella allowed for an exceptionally rapid time-to-market for this sector, with a go-to-market timeframe of 10 months: from zero to the app available on the Italian market today.

BBVA's online banking offer is transparent and pay-per-use, with several services at zero cost and others on a pay-per-use basis, i.e. with payment commensurate with usage.

“Banking As A Service is a fundamental part of Fabrick’s offer: the platform model allows for easy integration of new financial services and enables banks and other players, whether Italian or foreign, to do so. What accomplished for BBVA is a unique offer on the market and only represents the tip of the iceberg of the infinite opportunities that Open Finance allows and that Fabrick can achieve”

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Paolo Zaccardi

CEO of Fabrick

Latest insights

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Integrating PISP services into the ERP system: invoice and payment reconciliation on a single platform 

Digitising your business does not end with ERP: it ends when the gaps between systems disappear, especially at the point of payment. Integrating Pay by Bank via PISP is an opportunity to close the loop: invoicing, payment and reconciliation in a single digital chain, without relying on files or manual tasks.
30 December 2025
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Why Open Finance and Embedded Finance are transforming the Energy & Utilities sector in the UK 

What characterises the energy and utilities sector in the United Kingdom? What financial challenges do companies operating in the utilities sector face? And how can open finance and embedded finance help address the growing complexity of the UK energy market? 
23 December 2025
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Open Banking in 2026: Trends and What to Expect 

Open banking is increasingly viewed as the first step toward open finance and a catalyst for the era of embedded finance. As this happens, the line between “open banking”, “open finance” and “embedded finance” is becoming more blurred. For customers, the outcome is a smoother, more invisible financial layer; for banks and platforms.
17 December 2025