ProductFabrick Smart Banking

Fabrick Smart Banking

The solution enables banks and enterprises to create an application linked to a card payment account to provide end customers with access to financial payment and rewards services.

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The ready-to-use and modular mobile banking application

The synergy between Fabrick and specialised partners allows the development of a Smart Banking app that can be integrated with digital payment services:

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Customised development by our team
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Customised and whitelabel solution
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Can be integrated with the account and card issuing services of your trusted partners

Banking and payment services in one touchpoint

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All available features:¹

  • Payment account
  • Creation of cards that can be tokenized and associated with Apple Pay and Google Pay wallets
  • Compatibility with iOS and Android devices
  • Digital payments to private individuals (P2P) and shops (P2B)
  • PFM, piggy bank and projects, address book function
  • Credit transfers, pre-marked bills and phone top-ups
  • Rewards functionality for loyalty plans

Added value for banks and companies

Fabrick Smart Banking enables the creation of an innovative and customised mobile banking app that responds to many use cases:

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Digitisation of banking services

An app to make banking and payment services fully digital.

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Closed loop payments

A tool that allows customers to make simple and immediate payments on a private circuit.

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Flexible and innovative wallet

New ways to redeem amounts via transfers or payments, and to define savings plans and piggy banks.

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Personal finance management

Simple and intuitive mobile banking functions for banks and businesses targeting young people.

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Promotion of loyalty plans

A rewards platform to offer customers loyalty plans such as member-get-member and cashback.

Innovative integrations for an enhanced Smart Banking experience

Account aggregation – AISP²

It aggregates all the user's accounts in the app, even if they are opened in different banking institutions, to provide a complete view of financial flows.

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Payments by bank transfer – PISP²

It integrates the Account to Account (A2A) payment method, which allows the user to make pre-filled transfers.

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Loyalty and rewards

It enriches the product with loyalty and cashback features that create added value to the user experience.

Contact us and find out more

² AIS and PIS solutions are not available in the UK. Fabrick provides these solutions only in Italy, Spain and France. If your business has a registered office in Italy, Spain or France and you would like more information, you can contact us here.

Our insights

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Payment Hub and Payment Orchestration: Why Your Company Needs them

From referring to internal platforms within companies or banks capable of centralising all financial flows, in recent years the term Payment Hub has come to be synonymous with Payment Orchestration solutions, true ‘intelligent engines’ capable of orchestrating transactions between multiple PSPs, acquirers, wallets, and local and international payment methods.
30 September 2025
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International Payment Gateway: Efficiency, Control and Cross-Border Growth 

Payment orchestration enables efficient management of cross-border payments via a flexible and scalable international gateway.
26 September 2025
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Driving seamless mobility: payment orchestration in digital payments for automotive and smart mobility

Discover how Payment Orchestration enables integrated payments and smart revenue management across digital ecosystems in automotive and urban mobility.
30 July 2025

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¹ Some of the functions included in the product (e.g. account subscription/card issuing/payment services) are only available after integration with authorised financial partners.