The PMF, thanks to PSD2, builds on the account aggregation, which is the ability to view and manage within a single application all the current accounts of the same end customer albeit at different banking institutions.
Offering the customer a picture of their general financial situation, on all banking institutions, means allowing quickly understanding the overall trend and better managing money and expenses
Allowing the customer, the possibility to aggregate and complete management of all accounts, quickly, conveniently and effectively means providing them with new tools for planning their savings.
The PFM is a modular tool, therefore customizable according to needs. It is composed of three types of modules, each one both interdependent from the others and yet independent.
Artificial intelligence solutions applied to payments that allow you to automatically obtain future spending forecasts, for example by anticipating bills, mortgage payments and various deadlines.
Advanced search tools with customized options – such as alerts, in ‘push’ mode – that automatically alert you when exceeding spending limits.
Application of gamification to savings, to allow the customer to decide whether to put savings aside in a recurring and automatic way or manually, for example through rounding spending.
An in-depth knowledge of the reference market combined with the commitment to innovate by embracing cutting-edge technologies starting from Big Data and Artificial Intelligence and going up to the most refined analysis tools
Ready-to-go Thanks to the modularity of the tool, Fabrick is able to provide its business customers with a ready-to-go solution that is simple to implement through the set of APIs that connect it to current accounts.
As Fabrick is structured, it becomes possible to develop new solutions that meet specific needs, with extreme speed, following criteria of fluidity and ‘agile development’. The result is a market-beating time-to-market
Strategic partner and technology enabler: Fabrick can be both. It provides its business customers with what it needs as needs evolve: from the back-end to the front-end solution downloaded by the end customer.
illimity has seized the opportunity given by Fabrick to assemble and perfect the PFM software, enabling end customers to a double advantage: helping them to intuitively understand the progress of their current accounts and designing solutions for improving money management, including different saving plans