Agentic commerce is reshaping the way consumers discover, choose and pay for products online. As AI shopping agents move from recommendation to transaction execution, merchants need to rethink product data, payment infrastructure and customer authorisation. This article explores how agentic payments are evolving, what emerging standards mean for trust and compliance, and how businesses can prepare for more autonomous commerce journeys.

For insurers, banks, retailers and digital platforms, embedded insurance is transforming insurance distribution by making protection a seamless part of digital ecosystems. As ecosystems become more complex, payments and Open Finance become just as critical as insurance technology itself.

AI is already changing the way banks, fintech companies, payment service providers (PSPs) and businesses design services, make decisions and safeguard customer trust. Against a backdrop of automation, agent-based AI, embedded payments and new anti-fraud challenges, the financial sector is now being called upon to ask itself: is artificial intelligence merely a tool for speeding up processes, or can it enable us to rethink the future of financial services?