Everyday banking services simplified

The commission-free online checking account resulting from the collaboration between Fabrick and BBVA.

BBVA

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BBVA offers a commission-free online account experience. It offers a fully digital, easy-to-use, transparent and convenient banking solution to meet customers' everyday financial needs.

BBVA's experience

“The strategic alliance with Banca Sella and Fabrick, a Sella group company recognized for its experience and credibility in the Italian market, was a powerful element in launching our tax payment proposal for Italian users. This alliance makes our pioneering vision, in which we combine our strengths and experience to provide our customers with the best possible experience tangible"

Javier Lipúzcoa

Head of Digital Banking of BBVA in Italy

The solution

BBVA has integrated solutions to manage local payments, i.e. those characteristic of a particular geographic area.

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Local payments

Local payments that can be integrated via API to increase selling opportunities and to enhance customer experience.

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Results

The partnership between BBVA, Fabrick and Banca Sella allowed for an exceptionally rapid time-to-market for this sector, with a go-to-market timeframe of 10 months: from zero to the app available on the Italian market today.

BBVA's online banking offer is transparent and pay-per-use, with several services at zero cost and others on a pay-per-use basis, i.e. with payment commensurate with usage.

“Banking As A Service is a fundamental part of Fabrick’s offer: the platform model allows for easy integration of new financial services and enables banks and other players, whether Italian or foreign, to do so. What accomplished for BBVA is a unique offer on the market and only represents the tip of the iceberg of the infinite opportunities that Open Finance allows and that Fabrick can achieve”

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Paolo Zaccardi

CEO of Fabrick

Latest insights

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Cashless payments in the UK and worldwide

All those payments that are made with alternative methods to cash are defined as cashless: from more traditional methods such as credit transfers or A2A (Account to Account) payments, payments are currently increasingly digital.
21 March 2024
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Digital payments and Mobility-as-a-Service (Maas)

From the point of view of payment collection, Mobility-as-a-Service services require solutions capable of handling payments through platforms that allow transactions to be finalised without friction, while guaranteeing reliability, reduced timeframes and a user experience in line with the expectations of its users.
29 February 2024
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Fraud prevention: SCA exemptions to optimise the customer experience

Cyber fraud is a growing threat to companies in every sector today, despite the continuous evolution of prevention solutions. The SCA helps prevent online frauds, but how can exemptions be managed and conversion rates improved?
29 December 2023