Empowering businesses to innovate through easy-to-integrate Open Finance solutions

We promote a new way of doing finance by supporting the collaboration of fintechs, businesses and financial institutions on our open platform, internationally.

Fabrick and its subsidiaries serve over 100.000 clients all over the world

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By leveraging Fabrick's PISP license, Q8 can offer its retail and business clients a new method of recharging their wallet via "account to account" (A2A) payments, an alternative to credit cards.

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Your trusted partner to grow

Our platform combines Open Banking and Open Payment services, enabling the co-creation of new business models and innovative services, fostering growth and opportunities for all participants and delivering the concrete advantages of innovation to the end customer, either consumer or business.

Openness

The future of financial services is open and connected, and models based on open platforms represent the new value chains, enabling collaboration between players operating in any industry and the crossing of data to extract value and foster the development of new use cases and business models.

Innovation

We accelerate our customers' innovation, helping them solve their current problems through ready to use solutions on our platform and anticipating tomorrow's needs, also thanks to the integration of third-party services. The ultimate goal is to create advanced user experiences, where financial services are an added value that is perfectly integrated into the experience with the product or service.

Co-creation

We believe that innovation arises and develops when ideas and perspectives are shared. This is why we promote an open innovation culture and encourage strategic collaboration initiatives among fintechs and incumbents, supported by the strength of our ecosystem and open platform model.

Collaboration

We believe that innovation in all contexts, including the financial one, increasingly requires an open and collaborative approach to deal with exponential changes, especially technological ones, while relying only on internal resources. Collaborating within open platforms like Fabrick allows for a significant reduction in innovation costs and time to market.

Sustainability

We are committed to creating a sustainable financial ecosystem through innovation and collaboration. Our open platform enables the development of efficient, transparent, and inclusive financial solutions, also thanks to the power of our own ecosystem, providing access to cutting-edge technologies that allow companies to remain agile and ready to respond to changes.

Our products

Account aggregation - AISP*

Access transactional data and enable companies to create value-added services.

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Fabrick Pay by Bank*

The solution for account-to-account (A2A) payments to improve security, reconciliation and speed of execution.

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Latest Insights

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Embedded Finance Meets AI: The Future of Invisible, Intelligent Financial Services

The future belongs to companies that think beyond their own sector. As Embedded Finance converges with Artificial Intelligence, the financial services industry is undergoing a profound transformation. Organizations are moving from simply connecting financial services to building intelligent ecosystems where AI orchestrates personalized, context-aware financial experiences that feel effortless and invisible.
27 November 2025
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Cash Flow Optimization: Tools and Solutions to Improve Liquidity Management 

Cash flow management is no longer just a back-office function. When financial services are embedded directly into the platforms where companies sell and operate, cash flows become faster, safer, and more predictable. The article explains how embedded finance enhances liquidity — for example through pay-by-bank solutions — and outlines practical ways to redesign payment flows to optimize cash flow.
24 November 2025
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Embedded Finance: How Financial Services are Reshaping B2B Ecosystems 

Embedded Finance is not about ‘adding another payment method’ to the purchasing process, but rather integrating financial services (insurance, instant transfers, financing, etc.) into the flow itself with the aim of providing a complete experience: paying, financing, insuring or verifying without leaving the same point where the user – consumer or business – is already acting. Discover how Embedded Finance is revolutionising business models.
20 November 2025

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