The Challenger Bank of Digital Artisans
Banca Progetto is the Italian company that offers digital and innovative banking services through a human and personal approach. Specialised in providing credit to SMEs, it also offers its services to the retail market with a constant search for new technological solutions.
Covering the needs of such diverse products is not easy, and Banca Progetto leverages numerous technological enablers to offer its customers simple and immediate experiences.
Through the use of data, also collected thanks to Fabrick’s services, the product offer is tailored to the different needs of customers.
The aggregation of current accounts is one of the winning features of Banca Progetto’s new consumer product, aimed at a young target group but inclusive by design.
The same technology guarantees the possibility of designing new products, ever closer to the customers of a constantly evolving market.
Why did Banca Progetto choose Fabrick as a partner?
The wide availability of easily integrated Open Banking services and the deep knowledge of the market in which it operates, make Fabrick a strategic partner for Banca Progetto’s new product propositions.
This partnership has led to the creation of Cream, a new credit product for private customers. Inclusive and easy to use, Cream uses data collected from its customers’ current accounts to analyse their spending habits and provide loans without the need to upload income documents.
Fabrick’s solutions involved
Leveraging its AISP/PISP licences, Fabrick also provides services in as-a-service mode to offer end customers more efficient and personalised services to meet their growing financial management needs. With Prestiamoci, Fabrick Pass has streamlined the procedures and time taken to manage loan disbursements and the purchase of individual units.
Shaping finance, together
Fabrick is a B2B2C ecosystem of skills, technologies and services that foster the co-creation of customised financial solutions through a technology framework, the Fabrick platform.